I first met Andy when I took on a project at Barclaycard in Northampton. He was in the “business” I was the project leader and this project was broken thus my arrival. Andy wasn’t happy with my arrival and challenged me at every step and every question. I won’t go into detail but around three months later he came up to me and asked for a coffee – stated that he respected me and that I’d done a good job and could I give him some advice. And that was that – we became friends / had far too much beer and wine together and even dragged Sue in. Andy invited me into him home we spent many evening trying a good “red”. We always spoke after we went our separate ways. He was what I would call a good man, an honest man, a man of integrity someone I want to be associated with. He understood real banking, honest banking and real relationships. Gonna miss our gossips and political debates. Good luck fella