I can see from these moving tributes that Andy was very special and was loved and appreciated by many people. I only met him in person a couple of times at Handelsbanken and although we have Barclays in common, I never knew him there. Upon joining SHB – as it was, I immediately realised the huge impact he had made in being instrumental in the launch of our IF offering. I met him in London at a supplier conference. He was great company – a rare package of fun, presence, professionalism, with great drive and determination to succeed. He will be missed greatly. Sincere condolences and prayers for Andy, his family and friends.